• High approval rate.
  • Up to 50% more money than our competitors.


  • No points or application fees.
  • Flexible payments.


  • Funded within 10 business days.

Quick Contact

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How it Works

Our Process

We offer several different programs to fit your specific needs.

Our business cash advance converts your future Visa and MasterCard receivables into immediate cash that you can use for any business purpose. Repayments are based on a small fixed percentage of your future Visa and MasterCard receivables. Payments are automatically applied to your remaining balance until the balance is satisfied.

Unlike a business loan, our service is aligned with the success of your business: since repayments are linked to your Visa and MasterCard receivables, we don't get paid until you get paid, thus helping you manage the cash flow of your business, especially during slower months.

Benefits of a Business Cash Advance vs. a Business Loan

No personal guarantees (Click for Details)
No collateral pledge on your home or business
No points
No application fees
No fixed payment schedule
No coupons or checks to write
No impact on your ability to qualify for other financing
No business use restrictions on the funding
No hassles - quick application & fast funding

Benefits of Choosing Pinnacle Merchant Advance

Deal Direct - Work directly with the funding source. Cut out the middle man and any extra fees or delays associated with a 3rd party broker.

Experienced - Since 2008, Pinnacle Merchant Advance has provided financing to hundreds of small businesses in order to help facilitate their continued growth.

Respected - We are a well respected partner in the merchant industry.  We place a premum on ethics and integrity in everything we do.

Broader Funding Range - Our average business cash advance is $20,000 but we support requests from $2,500 - $300,000.

Trusted - Over 85% of qualified merchants renew their advance with Pinnacle Merchant Advance.

Intro Cash Advance Program

We are happy to inroduce our Intro Cash Advance Program.  Tailored for new businesses, this new program allows young businesses to take advantage of their merchant cash advance program.  The program qualifies merchants who have been open for at least 4 months, but less than one year and are not ye eligible for the Standard Cash Advance Program.  The program offers funding of up to 50% of a merchant's average processing volume.

To find out which program is best for you, simply Apply Now and receive your free, no obligation quote within 24 hours.

Join thousands of small business owners who rely on Pinnacle Merchant Advance instead of a business loan for immediate access to working capital.